Strategy Exposure Definition | Law Insider (2022)

  • L/C Exposure at any time, the sum of (a) the aggregate undrawn amount of all outstanding Letters of Credit at such time, and (b) the aggregate amount of all L/C Disbursements that have not yet been reimbursed or converted into Revolving Loans at such time. The L/C Exposure of any L/C Lender at any time shall equal its L/C Percentage of the aggregate L/C Exposure at such time.

  • Total Exposure means, with respect to any Lender at any time, the sum of (a) the aggregate principal amount of the Loans of such Lender then outstanding and (b) such Lender’s Letter of Credit Exposure at such time.

  • Facility Exposure means, with respect to any Lender, the sum of (a) the Outstanding Revolving Extensions of Credit of such Lender, (b) the aggregate outstanding principal amount of any Competitive Loans made by such Lender and (c) in the case of a Swingline Lender, the aggregate outstanding principal amount of any Quoted Swingline Loans made by such Swingline Lender.

  • Total Revolving Exposure means, as to any Revolving Lender at any time, the unused Commitments and Revolving Exposure of such Revolving Lender at such time.

  • U.S. Revolving Exposure means, with respect to any U.S. Revolving Lender at any time, the sum of (a) the outstanding principal amount of U.S. Revolving Loans of such U.S. Revolving Lender at such time, plus (b) an amount equal to such U.S. Revolving Lender’s Applicable Percentage of the aggregate principal amount of the Swingline Loans at such time, plus (c) an amount equal to such U.S. Revolving Lender’s Applicable Percentage of the U.S. LC Exposure at such time.

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  • Revolving Exposure means, with respect to any Lender at any time, the sum of the outstanding principal amount of such Lender’s Revolving Loans and its LC Exposure and Swingline Exposure at such time.

  • Swap Exposure means, as at any relevant date, the amount certified by the Swap Bank to the Agent to be the aggregate net amount in Dollars which would be payable by the Borrower to the Swap Bank under (and calculated in accordance with) section 6(e) (Payments on Early Termination) of the Master Agreement if an Early Termination Date had occurred on the relevant date in relation to all continuing Designated Transactions entered into between the Borrower and the Swap Bank;

  • Loan Exposure means, with respect to any Lender, as of any date of determination, the outstanding principal amount of the Loans of such Lender; provided, at any time prior to the making of the Loans, the Loan Exposure of any Lender shall be equal to such Lender’s Commitment.

  • Total Exposure Amount means, on any date of determination (and without duplication), the outstanding principal amount of all Loans, the aggregate amount of all Letter of Credit Outstandings and the unfunded amount of the Commitments.

  • Aggregate Outstanding Credit Exposure means, at any time, the aggregate of the Outstanding Credit Exposure of all the Lenders.

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  • Revolving Facility Exposure means, for any Lender at any time, the sum of (i) the principal amount of Revolving Loans made by such Lender and outstanding at such time, and (ii) such Lender’s share of the LC Outstandings at such time.

  • Total Revolving Credit Exposure means, at any time, the sum of the outstanding principal amount of all Lenders’ Revolving Loans, their LC Exposure and their Swingline Exposure at such time; provided, that clause (a) of the definition of Swingline Exposure shall only be applicable to the extent Lenders shall have funded their respective participations in the outstanding Swingline Loans.

  • Aggregate Revolving Exposure means, at any time, the aggregate Revolving Exposure of all the Lenders at such time.

  • Outstanding Credit Exposure means, as to any Lender at any time, the sum of (i) the aggregate principal amount of its Loans outstanding at such time, plus (ii) an amount equal to its Pro Rata Share of the LC Obligations at such time.

  • U.S. Revolving Credit Exposure means, with respect to any Lender at any time, the sum of such Lender’s outstanding U.S. Revolving Loans and its U.S. L/C Exposure and U.S. Swingline Exposure at such time.

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  • Revolving L/C Exposure of any Class shall mean at any time the sum of (a) the aggregate undrawn amount of all Letters of Credit applicable to such Class outstanding at such time (calculated, in the case of Alternate Currency Letters of Credit, based on the Dollar Equivalent thereof) and (b) the aggregate principal amount of all L/C Disbursements applicable to such Class that have not yet been reimbursed at such time (calculated, in the case of Alternate Currency Letters of Credit, based on the Dollar Equivalent thereof). The Revolving L/C Exposure of any Class of any Revolving Facility Lender at any time shall mean its applicable Revolving Facility Percentage of the aggregate Revolving L/C Exposure applicable to such Class at such time. For all purposes of this Agreement, if on any date of determination a Letter of Credit has expired by its terms but any amount may still be drawn thereunder by reason of the operation of Rule 3.14 of the International Standby Practices, International Chamber of Commerce No. 590, such Letter of Credit shall be deemed to be “outstanding” in the amount so remaining available to be drawn. Unless otherwise specified herein, the amount of a Letter of Credit at any time shall be deemed to be the stated amount of such Letter of Credit in effect at such time; provided, that with respect to any Letter of Credit that, by its terms or the terms of any document related thereto, provides for one or more automatic increases in the stated amount thereof, the amount of such Letter of Credit shall be deemed to be the maximum stated amount of such Letter of Credit after giving effect to all such increases, whether or not such maximum stated amount is in effect at such time.

  • Credit Exposure means, as to any Lender at any time, the sum of (a) such Lender’s Revolving Credit Exposure at such time, plus (b) an amount equal to the aggregate principal amount of its Term Loans outstanding at such time.

  • Total Credit Exposure means, as to any Lender at any time, the unused Commitments and Revolving Credit Exposure of such Lender at such time.

  • Occupational exposure means the state of being actually or potentially exposed to contact with SARS-CoV-2 virus or COVID-19 disease related hazards at the work location or while engaged in work activities at another location.

  • Aggregate Credit Exposures means, at any time, in respect of (a) the Term Facility, the aggregate amount of the Term Loans outstanding at such time and (b) in respect of the Revolving Credit Facility, the sum of (i) the unused portion of the Revolving Credit Facility at such time and (ii) the Total Revolving Credit Outstandings at such time.

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  • Swingline Exposure means, at any time, the aggregate principal amount of all Swingline Loans outstanding at such time. The Swingline Exposure of any Lender at any time shall be its Applicable Percentage of the total Swingline Exposure at such time.

  • Revolving Credit Exposure means, with respect to any Lender at any time, the sum of the outstanding principal amount of such Lender’s Revolving Loans and its LC Exposure and Swingline Exposure at such time.

  • Swing Line Exposure means, at any time, the aggregate principal amount of all Swing Line Loans outstanding at such time. The Swing Line Exposure of any Lender at any time shall be its Applicable Percentage of the total Swing Line Exposure at such time.

  • U.S. LC Exposure means at any time the sum of (a) the aggregate undrawn Stated Amount of all outstanding U.S. Letters of Credit at such time plus (b) the aggregate principal amount of all U.S. LC Disbursements that have not yet been reimbursed at such time. The U.S. LC Exposure of any Revolving Lender at any time shall mean its Pro Rata Percentage of the aggregate U.S. LC Exposure at such time.

  • Unfunded Exposure Amount means, on any date of determination, with respect to any Delayed Funding Term Loan or Revolving Loan, an amount equal to the aggregate amount of all unfunded commitments (in the case of unfunded commitments denominated in CAD, Euro and GBP, converted to USD at the Spot Rate on such date of determination) associated with such Delayed Funding Term Loan or Revolving Loan, as applicable; provided that, on the last day of the Reinvestment Period, the Unfunded Exposure Amount of any Revolving Loan shall be an amount equal to the aggregate amount of all potential future funding commitments with respect thereto.

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  • Transaction Exposure means, for any Transaction, Exposure determined as if such Transaction were the only Transaction between the Secured Party and the Pledgor.

  • FAQs

    What is meant by exposure in law? ›

    Exposure is indecent under the law whenever a reasonable person would or should know that his act may be seen by others--for example, in a public place or through an open window--and that it is likely to cause affront or alarm. Indecent exposure is considered a misdemeanor in most states. In U.S. v.

    What is collateral exposure? ›

    Exposure Collateral means money, securities or property posted by a party to secure its obligations pursuant to the terms of a swap agreement, the amount of which is based on an estimate of the net mark-to-market exposure of all transactions under the master swap agreement.

    What does corporate exposure mean? ›

    corporate exposure means a debt obligation of a corporation, partnership, or proprietorship and any off-balance sheet exposure to such an entity.

    What does exposure mean in banking? ›

    What Is Credit Exposure? Credit exposure is a measurement of the maximum potential loss to a lender if the borrower defaults on payment. It is a calculated risk to doing business as a bank.

    What are examples of exposure? ›

    When you are outside for too long in the winter and get sick, this is an example of exposure. The act or an instance of exposing, as: An act of subjecting or an instance of being subjected to an action or an influence. Their first exposure to big city life.

    What is the difference between exposure and exposure? ›

    Expose is a verb, related terms are exposes, exposed, exposing, the noun form is exposure. The word expose is derived from the Latin word exponere, meaning to exhibit or reveal.

    What are the 4 types of collateral? ›

    Types of Collateral to Secure a Loan
    • Real Estate Collateral.
    • Business Equipment Collateral.
    • Inventory Collateral.
    • Invoices Collateral.
    • Blanket Lien Collateral.
    • Cash Collateral.
    • Investments Collateral.
    17 Feb 2021

    What is outstanding exposure? ›

    Outstanding Exposure means, at any time, with respect to any Borrower, the then outstanding aggregate principal amount of the Loans by all DIP Lenders to such Borrower plus the then aggregate Letter of Credit Outstandings.

    What is unsecured exposure? ›

    Unsecured Exposure means, as determined by the Hedge Provider as of any Determination Date, the amount by which the aggregate Exposure (as defined in the ISDA Credit Support Annex) of the Hedge Provider (in its capacity as Secured Party under the ISDA Credit Support Annex) for all Hedging Transactions in effect on such ...

    What is the difference between risk and exposure? ›

    The concept of risk can be simply captured in the equation: “Risk = Hazard x Exposure”. For a hazardous object or situation to become a risk, there must be exposure. For example, a wild and dangerous animal will always represent a hazard, but as long as it remains properly caged it will not represent a risk.

    What is the difference between work experience and work exposure? ›

    Experience can be doing one thing for several years. But things are changing fast and the skill gained through repeating the same activity over 10000 times may not have much value in many cases. Exposure is more of facing different situations, scenarios, problems, and getting battle-hardened.

    What is equity exposure? ›

    People invest in equities because of their potential for high returns. In your investment portfolio, your “equity exposure” is another way of describing your exposure to the risk that you will lose money if the value of the stocks you own declines.

    What does exposure mean in finance? ›

    Financial exposure refers to the risk inherent in an investment, indicating the amount of money an investor stands to lose. Experienced investors usually seek to optimally limit their financial exposure which helps maximize profits.

    What is exposure in market risk? ›

    Market exposure represents the amount an investor can lose from the risks unique to a particular investment or asset class. It is a tool used to measure and balance risk in an investment portfolio. Having too much exposure to a particular area can indicate a portfolio needs to undergo broader diversification.

    What is transaction exposure? ›

    What Is Transaction Exposure? Transaction exposure is the level of uncertainty businesses involved in international trade face. Specifically, it is the risk that currency exchange rates will fluctuate after a firm has already undertaken a financial obligation.

    What are the 3 essential components of exposure? ›

    An exposure history form has three components: exposure survey, work history, and environmental history. D. Hobbies are generally a very important part of the environmental history.

    How do we measure exposure? ›

    The most common measurement utilized is the concentration of a given agent. Area monitors are used to estimate exposure to individuals living within a certain proximity and personal monitors can be used to measure individual-specific exposure.

    What are the routes of exposure? ›

    A. Routes of Exposure
    • inhalation,
    • ingestion,
    • contact with skin and eyes, or.
    • injection.

    What is no exposure? ›

    1 an insufficiency, shortage, or absence of something required or desired. 2 something that is required but is absent or in short supply.

    What does it mean to expose something? ›

    2a : to make known : bring to light expose a shameful secret. b : to disclose the faults or crimes of expose a murderer. 3 : to cause to be visible or open to view : display: such as. a : to offer publicly for sale. b : to exhibit for public veneration.

    What does low exposure mean? ›

    Low exposure will cause minimal or no health effects, while high exposure could result in pulmonary edema.

    How do you differentiate collateral and security? ›

    Primary security is the asset created out of the credit facility extended to the borrower and / or which are directly associated with the business / project of the borrower for which the credit facility has been extended. Collateral security is any other security offered for the said credit facility.

    What are the best forms of collateral? ›

    5 Assets That Can Be Used for Collateral to Secure a Loan
    • Real Property. Using real estate assets or home equity as collateral when applying for a small business loan is a common approach. ...
    • Inventory. Another type of loan security is inventory. ...
    • Cash. ...
    • Invoices. ...
    • Blanket Liens.
    20 Nov 2020

    What are some examples of collateral? ›

    When you take out a mortgage, your home becomes the collateral. If you take out a car loan, then the car is the collateral for the loan. The types of collateral that lenders commonly accept include cars—only if they are paid off in full—bank savings deposits, and investment accounts.

    What is committed exposure? ›

    Committed Exposure means, with respect to any Bank at any time, the sum of the aggregate principal amount of such Bank's Committed Loans outstanding at such time and its Letter of Credit Exposure and Swingline Exposure at such time.

    What is large exposure framework? ›

    2.6 “Large Exposure” (“LE”) means the sum of all exposure values of a NBFC-UL measured in terms of paragraph 6 of these instructions, to a counterparty and/or a group of connected counterparties, if it is equal to or above 10 percent of the NBFC-UL's eligible capital base.

    How is exposure default calculated? ›

    The EAD is obtained by adding the risk already drawn on the operation to a percentage of undrawn risk. This percentage is calculated using the CCF. It is defined as the percentage of the undrawn balance that is expected to be used before default occurs. Thus the EAD is estimated by calculating this conversion factor.

    What are the three categories of credit risk exposures? ›

    Credit Spread Risk: Credit spread risk is typically caused by the changeability between interest rates and the risk-free return rate. Default Risk: When borrowers are unable to make contractual payments, default risk can occur. Downgrade Risk: Risk ratings of issuers can be downgraded, thus resulting in downgrade risk.

    What is single borrower exposure? ›

    “Exposure” – means credit exposure (funded and non-funded) and refers to all claims, commitments and contingent liabilities arising from on and off-balance sheet transactions, which include, but not limited to, outstanding loans/financing facilities, advances and receivables.

    What is product exposure? ›

    Product exposure means an exposure that results from a person's acquisition, purchase, storage, consumption, or any reasonably foreseeable use of a product, including consumption of a food or dietary supplement. Sample 1Sample 2Sample 3.

    What do you know about exposure? ›

    Exposure is one of the most fundamental photography terms. When you take a picture, you press the shutter button to open a camera's aperture, and light streams in, triggering a response from a sensor. Exposure is the amount of light that reaches your camera's sensor, creating visual data over a period of time.

    What is exposure in risk? ›

    Risk exposure is the quantified potential loss from business activities currently underway or planned. The level of exposure is usually calculated by multiplying the probability of a risk incident occurring by the amount of its potential losses.

    What is no exposure? ›

    1 an insufficiency, shortage, or absence of something required or desired. 2 something that is required but is absent or in short supply.

    What does exposure mean in life? ›

    exposure noun (EXPERIENCE)

    the fact of experiencing something or being affected by it because of being in a particular situation or place: You should always limit your exposure to the sun. Even a brief exposure to radiation is very dangerous.

    What is the difference between exposure and ISO? ›

    ISO simulates exposure

    Unlike the aperture and shutter, which are physical mechanisms, the ISO describes an electronic function that simulates changes to exposure. ISO is not a variable of exposure because it doesn't affect the amount of light the image sensor receives.

    How do you set exposure? ›

    For manual exposures, start by changing the aperture and shutter speed until the meter indicates that you have the correct exposure (as shown here), then adjust from there. Set your camera to manual mode and use either center-weighted, Matrix, or Evaluative metering.

    What is the difference between exposure compensation and ISO? ›

    While ISO control allows you to adjust how sensitive the camera's sensor will be to light, exposure compensation permits you to override your camera's suggested shutter speed and aperture settings so that they are either lighter or darker than initially determined by the meter within your device.

    What is the difference between risk and exposure? ›

    The concept of risk can be simply captured in the equation: “Risk = Hazard x Exposure”. For a hazardous object or situation to become a risk, there must be exposure. For example, a wild and dangerous animal will always represent a hazard, but as long as it remains properly caged it will not represent a risk.

    What is exposure in risk assessment? ›

    Exposure Assessment is the multi-disciplinary field that identifies and characterizes workplace exposures, develops estimates of exposure for exposure-response and risk assessment studies, and evaluates the significance of exposures and effectiveness of intervention strategies.

    What is the difference between exposure and vulnerability? ›

    Exposure – the location, attributes, and value of assets that are important to communities (people, buildings, factories, farmland, etc.) and that could be affected by a hazard. Vulnerability – the likelihood that assets will be damaged/destroyed/affected when exposed to a hazard.

    What are the three ways one can consider exposure? ›

    An exposure pathway refers to the way a person can come into contact with a hazardous substance. There are three basic exposure pathways: inhalation, ingestion, or direct contact.

    What does exposure management mean? ›

    Exposure management is "the practice of identifying and analyzing loss exposures and taking steps to minimize the financial impact of the risks they impose," according to the International Risk Management Institute (IRMI).

    What is exposure in claims? ›

    Exposures are a measure of what is being insured. For example, an insured vehicle is an exposure. The term earned means that the exposures were in fact at risk of a loss in the period in question.

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